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This card has no annual fee and has a recommended credit score of at least 700. Upon account approval, we will send you a Guide to Benefits which includes a full explanation of coverages and details regarding specific time limits, eligibility and documentation requirement. Sitting by the pool listening to the wind as the ship cuts through the water is the essence of cruise travel. To get there, consider getting a Carnival World MasterCard Credit Card by Barclaycard to earn rewards towards your next cruise. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
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As a Mastercard, the card is also well equipped for travel abroad, as it will be widely accepted by merchants everywhere. Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. We believe everyone should be able to make financial decisions with confidence. While FICO isn't the only credit scoring model out there, it is the one most commonly used by lenders. Having the ability to check your FICO® Score any time you would like is a good way to better understand how well you're managing credit.
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Full Carnival World Mastercard review
In the right hands, the Carnival® World Mastercard® could become a favorite.
Do the math: How to get the most out of the Carnival™ World MasterCard®
Whether you work with an individual travel agent or a large online agency, onboard credit is a standard promotional bonus common in the industry. And the larger the agency, the deeper their pockets when it comes to onboard credit. Loyalty is noticed; if you've worked with the same travel agent for every cruise, your OBC amount is likely to build over time. Whenever you spend money with Carnival Cruise Lines, you’ll earn two points per $1.
The Carnival cruise credit card's two big highlights are that it has no annual fee and no foreign transaction fees. Cardmembers also receive a 10% discount on shore excursion packages (taxes and fees not included) when purchased on Carnival.com prior to sailing. Unless you’re frequently setting sail with qualifying cruise lines, it will take you a while to rack up points. Other no-annual-fee travel credit cards earn bonus rewards in everyday spending categories — like dining or groceries — or they may simply offer a high flat rate, like 1.5% back on purchases of any kind.
Balance transfer promotion
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Active and retired military members are always eligible for reduced rates, but OBC isn't included in this permanent deal; you'll have to be on the lookout for time-limited promotions in order to snag the credit. Another sure-fire way to earn those precious credits is by investing in the company, a common perk among major cruise lines. At Carnival, you're entitled to $50 OBC on cruises of 6 days or less, $100 on cruises of 7-13 days and $250 on longer if you own a minimum of 100 shares. Just keep in mind that the card charges a balance transfer fee of $5 or 3% of the transfer, whichever is greater. The bonus points help mitigate the cost, but don’t do it just for the points. If you do plan to apply for the card and have high-interest credit card debt, seriously consider using the card’s balance transfer promotion.
This may mean that you could risk missing out on some of the most popular tours if they're fully booked by the time you embark. We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Since Carnival travels to so many foreign ports, it's nice for cardholders to know they won't have to pay a foreign transaction fee as long as they make purchases with their Carnival® World Mastercard®. To bump the rewards of being a Carnival® World Mastercard® cardholder, 10% of the cost of shore excursions is returned in the form of a statement credit. Overall, the Carnival Credit Card is a good option if you are a fan of Carnival Cruise Lines and World's Leading Cruise Lines. Apart from some pretty generous rewards, the card also comes with a $0 annual fee and a 0% foreign transaction fee.
Award vs. cash calculator
The 5% transfer fee means an additional $350 will be added to their balance due. Anyone who regularly cruises with Carnival can benefit from the way reward points are issued back to them through statement credits. The most valuable rewards -- 20,000 FunPoints as a welcome offer and points earned on purchases -- can only be used toward Carnival purchases. The Carnival® World Mastercard® -- cobranded with Barclays -- may appeal to fans of Carnival Cruise Lines, but for others, it's likely to fall short. Its most attractive feature is an APR of 0% for 15 billing cycles on balance transfers. Read our in-depth Carnival® World Mastercard® review to learn if the card offers the perks and benefits that are right for you.
Card details
0% Introductory APR on balance transfers that post to your account within 45 days of account opening. Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise. Unless you cruise with Carnival multiple times a year, you won’t get many chances to earn bonus rewards with this card.
When you get your rewards, your redemption options are limited to Carnival and some other cruise lines. When a credit card charges an annual fee, you have to do extra math to make sure you’re getting enough value out of the card to make it worth the cost. In some cases, co-branded credit cards offer exclusive perks specific to the partner brand.
The credit card is not linked with the VIFP club, meaning that cruise goers will not be able to earn extra benefits like priority boarding or cabin upgrades. This card does not offer rewards on other travel, such as booking flights or purchasing gas. The goal of credit cards is to make them work for you without draining your checking account. The fact that the Carnival® World Mastercard® has no annual fee is a step in the right direction. Carnival Corporation and UK bank Barclays have renewed their partnership, allowing guests to save for additional statement credits onboard and points for further discounts.
With hundreds of dollars in credits that can be applied to a first cruise, the cards on offer from Carnival and Barclays are undoubtedly worth a look. Besides these benefits, the Princess Cruises card offers guests a concierge service; the Holland America card allows guests to use points towards airfare, with many more options on offer. Those points can then be used as a redemption for the onboard statements of account. Five thousand points translate into a $50 credit, which can also be redeemed up to six months post-cruise.
Premium eateries also include some cafes and bars like Coffee Bar, JavaBlue Café and the RedFrog Pub. Perhaps the most common out-of-pocket expense for many cruisers are the shore excursions offered by the cruise line in ports of call. Naturally, you always have the option to venture off on your own and forego Carnival's tours. But if you have the OBC to spare, it may be worth considering using it on one of the shore excursions offered by the line. Similarly, if Carnival is forced to cancel or modify an itinerary for whatever reason, they will typically offer passengers a few options. As with any credit card, it’s crucial to analyze your spending before choosing a credit card.
Once you've submitted your application, you should get an answer instantly. However, it can sometimes take up to 14 days for the issuer to reach a decision. If you're approved, you'll have your new card in the mail within 7-10 business days. Sometimes, however, you can end up with an onboard credit in more indirect ways. You'll get the best value by redeeming your FunPoints on eligible Carnival purchases and onboard amenities.
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